Payments and Payout Policy

Globold Group Inc
Last Updated: [1/03/2026]
This Payments and Payout Policy describes how payments are processed and how creators receive earnings on the Happy Fans platform a corporation operated by Globold Group Inc
This policy applies to all users of the website located at happyfans.app.
By using the Platform, you agree to the payment and payout terms described below.

1. Overview of Platform Payments

Happy Fans enables fans to financially support creators through features such as:
• subscriptions
• tips
• pay-per-view content
• digital experiences
• merchandise and digital goods
Payments made by fans are processed through third-party payment providers.
Happy Fans acts as a technology platform facilitating these transactions between fans and creators.

2. Platform Commission

Happy Fans charges a 20% platform commission on creator earnings.
The commission is deducted automatically from each transaction.
For example:
If a fan pays $100 for creator content:
• $20 is retained by Happy Fans as the platform commission
• $80 becomes the creator’s gross earnings before processing fees.

3. Payment Processing Fees

Payments on the Platform may be processed through third-party payment processors.
These providers may charge additional fees, including but not limited to:
• card processing fees
• payment gateway fees
• currency conversion fees
• payout transfer fees
These fees may be deducted from transaction amounts or creator balances depending on the payment method used.
Happy Fans does not control the fee structures of third-party payment providers.

4. Creator Earnings Balance

Creator earnings accumulate in the creator’s Platform account balance.
Balances may include funds generated from:
• subscriptions
• tips
• content purchases
• other monetization features offered on the Platform
Creators may withdraw available balances using supported payout methods.
5. Payout Methods
Payout methods may vary depending on the creator’s location and available payment infrastructure.
Supported payout methods may include:
• bank transfers
• debit card payouts
• digital wallet payouts
• instant payout rails where available
The availability of payout methods depends on the creator’s country and supported financial networks.

6. Instant Payouts

In some regions where payment infrastructure allows, creators may have access to instant payout options.
Instant payouts may allow creators to receive their earnings immediately after requesting a withdrawal.
However, instant payouts depend on:
• supported payment networks
• banking system availability
• payment processor support
• local regulatory requirements
Not all creators will have access to instant payouts.

7. Standard Payout Processing Times

Where instant payout infrastructure is not available, payouts may take several business days to process.
Processing times may depend on:
• banking networks
• international payment transfers
• payment provider processing schedules
• regulatory compliance checks
Typical payout timelines may range from 1 to 7 business days depending on the payment method.

8. Currency and Conversion

Transactions on the Platform may occur in different currencies depending on the user’s location.
Payment processors may apply currency conversion rates and associated fees when converting funds between currencies.
Happy Fans does not control exchange rates applied by payment providers.

9. Refunds, Chargebacks, and Disputes

Fans may request refunds or initiate chargebacks through their payment provider.
If a transaction is reversed due to:
• refunds
• payment disputes
• fraud investigations
• chargebacks
the associated amount may be deducted from the creator’s balance.
Happy Fans reserves the right to temporarily hold funds where fraud or abuse is suspected.

10. Fraud Prevention and Payment Holds

To maintain the integrity of the Platform and comply with financial regulations, Happy Fans may implement safeguards such as:
• transaction monitoring
• fraud detection systems
• temporary payout holds
• account verification procedures
Funds may be held temporarily if suspicious activity is detected.

11. Minimum Payout Thresholds

Happy Fans may establish minimum payout thresholds depending on the payout method or payment processor.
Creators will be able to view their available balance and payout eligibility within their account dashboard.

12. Taxes and Reporting

Creators are responsible for:
• reporting income earned through the Platform
• complying with tax obligations in their jurisdiction
Happy Fans does not provide tax advice.
In certain jurisdictions, Happy Fans or its payment providers may request tax information from creators to comply with applicable laws.
13. Payment Provider Terms
Payments processed through third-party providers may also be subject to the terms and policies of those providers.
Users agree to comply with any applicable payment provider terms when using the Platform.
14. Changes to This Policy
Happy Fans may update this Payments and Payout Policy from time to time.
Updated versions will be posted on the Platform with a revised effective date.
Continued use of the Platform constitutes acceptance of the updated policy.

15. Contact Information

For questions regarding payments or payouts, please contact:
Happy Fans, Inc.
447 Broadway
New York, NY 10013
United States
Email: [email protected]
Website: https://happyfans.app